What are the median home prices across Monroe, Ontario, and Wayne counties?

Monroe County’s median price ranges from $276,649 (August) to $300,000 (June), reflecting market fluctuations and differences between sale and listing averages. Ontario County’s median sale price reached $352,000 in July, with marked growth. Wayne County’s recent sale and listing medians range from $227,500 to $306,750, with the lower figure more commonly cited for closed sales.

What are the median sale price trends last 5 years for each county?

Monroe County rose from $205,000 in 2020 to $284,000 in 2025, a steady annual increase. Ontario County increased from $229,000 in 2020 to $352,000 in 2025, the strongest five-year growth of the three. Wayne County moved from $153,000 in 2020 to a peak in 2024, then eased to $228,000 in 2025.

What are local taxes, closing costs, and fees for buyers and sellers in each county?

Across Monroe, Ontario, and Wayne counties, local practices follow New York State norms with some county-specific rates. Monroe County: property tax rate $6.03 per $1,000 taxable value (2025), with effective totals varying by municipality (e.g., towns like Brighton around $14.61 per $1,000). Buyer closing costs typically 2–5% of purchase price; seller closing costs usually 8–10% including commissions (often ~6%), NYS transfer tax (0.4%), prorated taxes, title/recording, and attorney fees. Ontario County: property tax varies by town but follows similar structures; buyers typically 2–5% and sellers 8–10%, with NYS transfer tax of 0.4% plus local recording fees as applicable. Wayne County: property tax varies by municipality (example: Marion $8.86 per $1,000 assessed value); buyers typically 2–5%, sellers 8–10%; NYS transfer tax 0.4% plus county/local recording; additional local rate around $0.55 per $500 may apply.

What are the estimated total buyer closing costs breakdown for Monroe County?

Typical buyer closing costs total about 2–5% of the purchase price. Estimated breakdown: Title insurance ~0.5–1.0%; Mortgage origination ~0.5–1.0%; Appraisal $300–$600 (fixed); Attorney $500–$1,000; Recording fees ~0.1–0.3%; Mortgage tax ~0.4%; Inspections $300–$500 (fixed); Other fees ~0.2–0.4%. Example at $300,000: ~$6,000 (2%) to ~$15,000 (5%). Fixed items don’t scale with price; confirm specifics with your lender and attorney.

What are current mortgage rates and lender options in these counties?

As of late October 2025, typical ranges are: 30-year fixed ~6.0–6.4%; 15-year fixed ~5.2–5.9%; 5/1 ARM ~6.1–6.13%. Lender options include regional/national banks, local credit unions, and online lenders/brokers. Compare multiple quotes; rates and fees vary by credit profile, down payment, and loan program.

Top key points to buying or selling real estate in Monroe, Ontario, and Wayne Counties in New York

Monroe County remains competitive (e.g., median listing prices around $229,950 and ~22 days on market). Buyers should secure strong pre-approval, move quickly, and plan inspections; sellers should price to neighborhood norms and be prepared for well-qualified offers while following NY legal steps with an attorney. Ontario County offers both traditional listings and fast-cash options; buyers should perform due diligence and inspections; sellers should weigh conventional listing versus quick cash timelines while ensuring all deed/transaction requirements are met. Wayne County shows steady growth (e.g., ~9.2% YoY to ~$306,750 in September; ~41 days on market); buyers should track local pricing bands and work closely with experienced agents; sellers should prepare, stage, and respond promptly, completing required disclosures and documents. Across all counties, engage a New York real estate attorney, monitor local supply/demand and pricing trends, and budget for transaction costs, including closing fees and commissions for traditional sales.

Chili New York Real Estate: Explore Chili NY Homes

Chili NY Real Estate at a Glance

Chili is a western Monroe County suburb offering residential neighborhoods, retail access, and direct commuter routes into Rochester.

Quick Facts:

Location: Monroe County, NY (west of Rochester)
Key roads: Chili Ave (Route 33A), Buffalo Rd, Route 490
School District: Churchville-Chili Central School District
Known for: Suburban neighborhoods, retail corridor, easy highway access

What homes are for sale in Chili NY right now?

Buyers typically search for:

Chili NY single family homes for sale
Chili NY townhouses for sale

Use the live IDX listings and market report below for current availability and real-time trends.

What is Chili NY known for?

Chili blends suburban living with retail convenience along Chili Avenue and Buffalo Road. It offers residential subdivisions, newer housing pockets, and proximity to Route 490 for efficient commuting.

Chili NY Single Family Homes

What homes look like in Chili

Housing stock includes:

1970s–1990s colonials and split-level homes
Ranch-style homes with attached garages
Subdivisions with moderate lot sizes
Cul-de-sac neighborhoods near Paul Road and Beaver Road

Chili offers more suburban yard space compared to more compact inner-ring communities.

What to evaluate during tours

Roof and furnace age
Basement condition and grading
Proximity to retail corridors
School assignment by address

Chili NY Townhouses

Chili townhouses often include:

Attached garages
HOA-managed snow and lawn care
Two-story layouts
Easy access to Route 490

What to verify before purchasing

HOA scope and reserves
Exterior maintenance responsibilities
Rental policies
Parking rules

Townhomes near Chili Center and Buffalo Road tend to appeal to commuters.

Live Chili NY Market Report

Frequently Asked Questions

Is Chili good for commuters?

Yes. Route 490 provides quick access to Rochester and surrounding towns.

Are there HOA neighborhoods?

Most single family homes are not HOA-managed. Townhouses typically include HOA structures.

Is Chili primarily suburban?

Yes. Most neighborhoods are suburban with retail concentrated along main corridors.

Does Chili offer newer construction?

There are select newer development pockets, though much of the housing stock is established.

Compare Chili with Nearby Suburbs

If you’re evaluating Chili NY homes for sale, it may help to also explore Gates NY homes for sale or Henrietta NY homes for sale, especially when comparing subdivision styles and access to Route 490.

Next Steps

Receive instant Chili listing alerts or schedule a private tour or 15-minute consult with Lalla Fitzpatrick, Associate Broker with RE/MAX Plus for personalized guidance.

Call Or Text Me Anytime 585-455-2585

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