What are the median home prices across Monroe, Ontario, and Wayne counties?

Monroe County’s median price ranges from $276,649 (August) to $300,000 (June), reflecting market fluctuations and differences between sale and listing averages. Ontario County’s median sale price reached $352,000 in July, with marked growth. Wayne County’s recent sale and listing medians range from $227,500 to $306,750, with the lower figure more commonly cited for closed sales.

What are the median sale price trends last 5 years for each county?

Monroe County rose from $205,000 in 2020 to $284,000 in 2025, a steady annual increase. Ontario County increased from $229,000 in 2020 to $352,000 in 2025, the strongest five-year growth of the three. Wayne County moved from $153,000 in 2020 to a peak in 2024, then eased to $228,000 in 2025.

What are local taxes, closing costs, and fees for buyers and sellers in each county?

Across Monroe, Ontario, and Wayne counties, local practices follow New York State norms with some county-specific rates. Monroe County: property tax rate $6.03 per $1,000 taxable value (2025), with effective totals varying by municipality (e.g., towns like Brighton around $14.61 per $1,000). Buyer closing costs typically 2–5% of purchase price; seller closing costs usually 8–10% including commissions (often ~6%), NYS transfer tax (0.4%), prorated taxes, title/recording, and attorney fees. Ontario County: property tax varies by town but follows similar structures; buyers typically 2–5% and sellers 8–10%, with NYS transfer tax of 0.4% plus local recording fees as applicable. Wayne County: property tax varies by municipality (example: Marion $8.86 per $1,000 assessed value); buyers typically 2–5%, sellers 8–10%; NYS transfer tax 0.4% plus county/local recording; additional local rate around $0.55 per $500 may apply.

What are the estimated total buyer closing costs breakdown for Monroe County?

Typical buyer closing costs total about 2–5% of the purchase price. Estimated breakdown: Title insurance ~0.5–1.0%; Mortgage origination ~0.5–1.0%; Appraisal $300–$600 (fixed); Attorney $500–$1,000; Recording fees ~0.1–0.3%; Mortgage tax ~0.4%; Inspections $300–$500 (fixed); Other fees ~0.2–0.4%. Example at $300,000: ~$6,000 (2%) to ~$15,000 (5%). Fixed items don’t scale with price; confirm specifics with your lender and attorney.

What are current mortgage rates and lender options in these counties?

As of late October 2025, typical ranges are: 30-year fixed ~6.0–6.4%; 15-year fixed ~5.2–5.9%; 5/1 ARM ~6.1–6.13%. Lender options include regional/national banks, local credit unions, and online lenders/brokers. Compare multiple quotes; rates and fees vary by credit profile, down payment, and loan program.

Top key points to buying or selling real estate in Monroe, Ontario, and Wayne Counties in New York

Monroe County remains competitive (e.g., median listing prices around $229,950 and ~22 days on market). Buyers should secure strong pre-approval, move quickly, and plan inspections; sellers should price to neighborhood norms and be prepared for well-qualified offers while following NY legal steps with an attorney. Ontario County offers both traditional listings and fast-cash options; buyers should perform due diligence and inspections; sellers should weigh conventional listing versus quick cash timelines while ensuring all deed/transaction requirements are met. Wayne County shows steady growth (e.g., ~9.2% YoY to ~$306,750 in September; ~41 days on market); buyers should track local pricing bands and work closely with experienced agents; sellers should prepare, stage, and respond promptly, completing required disclosures and documents. Across all counties, engage a New York real estate attorney, monitor local supply/demand and pricing trends, and budget for transaction costs, including closing fees and commissions for traditional sales.

2026 Monroe County Property Taxes Calculator

Introduction

Property taxes in Monroe County can feel like a moving target—especially when you’re comparing homes across multiple towns, villages, and school districts.

A home in one part of the same town can have a completely different school district than a home a few streets away. That matters, because your tax rate isn’t just “the town” or “the county.” Your municipal area + your school district is the combination that determines the rate.

To make this easier (and more transparent), I built a Monroe County Tax Rate Calculator you can use right here on my website.

Why tax rates vary so much in Monroe County

Monroe County tax rates are made up of multiple layers, including:

Municipal (Town/City/Village) taxes
County taxes
County services
School district taxes
Library district taxes (where applicable)

That’s why two similar homes—same price, same style—can have noticeably different annual tax totals depending on where they sit.

What this calculator does

This calculator is designed for real-world accuracy, not guesswork.

It lets you:

Select a Town/City/Village
Then select a School District (only the ones that actually apply to that municipality)
Instantly see:
- The base municipal/county/services rate
- The school + library rate
- The combined total rate per $1,000 of assessed value
- An optional estimated annual tax if you enter an assessed value

Most importantly: it prevents unrealistic combinations.
So you won’t ever see an option like “Hilton + Webster schools,” because that pairing doesn’t exist in real life.

How to use it in under 30 seconds

Choose the Town/City/Village
Choose the School District from the filtered list
(Optional) Enter an Assessed Value
Review the estimated annual tax and the breakdown chart

A quick (important) note about estimates

This tool provides a strong starting point—but tax bills can vary based on:

STAR exemptions
Other exemptions (veteran, senior, etc.)
Special districts
Assessment changes
Mid-year municipal updates

Town/City/Village

School District

Assessed Value (optional)

2026 Base (Town/County/Services)

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School + Library

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Combined Total

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Estimated Annual Tax

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Rate breakdown (per $1,000 AV)

Base

—

School/Library

—

Total

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A quick (important) note about estimates

This tool provides a strong starting point—but tax bills can vary based on:

STAR exemptions
Other exemptions (veteran, senior, etc.)
Special districts
Assessment changes
Mid-year municipal updates

If you’re trying to estimate your net out-of-pocket taxes, STAR is often the biggest “missing piece” for homeowners who qualify.

STAR can make a real difference

If you’re a homeowner in New York State, the STAR program may reduce your school tax burden.

If you’re not sure whether you qualify—or you want help navigating the process—start here:

Learn about STAR and see how to apply:
Visit my STAR resource page

Want help comparing taxes between homes?

If you’re house hunting, taxes aren’t just a line item—they affect:

Monthly payment comfort
Long-term affordability
Offer strategy (especially in competitive neighborhoods)
“Same price” comparisons across school districts

If you want, send me:

The property address (or listing link)
Your estimate of the assessed value (if known)

…and I’ll help you compare the tax picture across options so you’re not surprised later.

Call Or Text Me Anytime 585-455-2585

YOUR- WEBSTER- AGENT

Call Or Text Me Anytime 585-455-2585

Introduction

Why tax rates vary so much in Monroe County

What this calculator does

How to use it in under 30 seconds

A quick (important) note about estimates

A quick (important) note about estimates

STAR can make a real difference

Want help comparing taxes between homes?

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REAL ESTATE

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