What are the median home prices across Monroe, Ontario, and Wayne counties?

Monroe County’s median price ranges from $276,649 (August) to $300,000 (June), reflecting market fluctuations and differences between sale and listing averages. Ontario County’s median sale price reached $352,000 in July, with marked growth. Wayne County’s recent sale and listing medians range from $227,500 to $306,750, with the lower figure more commonly cited for closed sales.

What are the median sale price trends last 5 years for each county?

Monroe County rose from $205,000 in 2020 to $284,000 in 2025, a steady annual increase. Ontario County increased from $229,000 in 2020 to $352,000 in 2025, the strongest five-year growth of the three. Wayne County moved from $153,000 in 2020 to a peak in 2024, then eased to $228,000 in 2025.

What are local taxes, closing costs, and fees for buyers and sellers in each county?

Across Monroe, Ontario, and Wayne counties, local practices follow New York State norms with some county-specific rates. Monroe County: property tax rate $6.03 per $1,000 taxable value (2025), with effective totals varying by municipality (e.g., towns like Brighton around $14.61 per $1,000). Buyer closing costs typically 2–5% of purchase price; seller closing costs usually 8–10% including commissions (often ~6%), NYS transfer tax (0.4%), prorated taxes, title/recording, and attorney fees. Ontario County: property tax varies by town but follows similar structures; buyers typically 2–5% and sellers 8–10%, with NYS transfer tax of 0.4% plus local recording fees as applicable. Wayne County: property tax varies by municipality (example: Marion $8.86 per $1,000 assessed value); buyers typically 2–5%, sellers 8–10%; NYS transfer tax 0.4% plus county/local recording; additional local rate around $0.55 per $500 may apply.

What are the estimated total buyer closing costs breakdown for Monroe County?

Typical buyer closing costs total about 2–5% of the purchase price. Estimated breakdown: Title insurance ~0.5–1.0%; Mortgage origination ~0.5–1.0%; Appraisal $300–$600 (fixed); Attorney $500–$1,000; Recording fees ~0.1–0.3%; Mortgage tax ~0.4%; Inspections $300–$500 (fixed); Other fees ~0.2–0.4%. Example at $300,000: ~$6,000 (2%) to ~$15,000 (5%). Fixed items don’t scale with price; confirm specifics with your lender and attorney.

What are current mortgage rates and lender options in these counties?

As of late October 2025, typical ranges are: 30-year fixed ~6.0–6.4%; 15-year fixed ~5.2–5.9%; 5/1 ARM ~6.1–6.13%. Lender options include regional/national banks, local credit unions, and online lenders/brokers. Compare multiple quotes; rates and fees vary by credit profile, down payment, and loan program.

Top key points to buying or selling real estate in Monroe, Ontario, and Wayne Counties in New York

Monroe County remains competitive (e.g., median listing prices around $229,950 and ~22 days on market). Buyers should secure strong pre-approval, move quickly, and plan inspections; sellers should price to neighborhood norms and be prepared for well-qualified offers while following NY legal steps with an attorney. Ontario County offers both traditional listings and fast-cash options; buyers should perform due diligence and inspections; sellers should weigh conventional listing versus quick cash timelines while ensuring all deed/transaction requirements are met. Wayne County shows steady growth (e.g., ~9.2% YoY to ~$306,750 in September; ~41 days on market); buyers should track local pricing bands and work closely with experienced agents; sellers should prepare, stage, and respond promptly, completing required disclosures and documents. Across all counties, engage a New York real estate attorney, monitor local supply/demand and pricing trends, and budget for transaction costs, including closing fees and commissions for traditional sales.

Real Estate at a Glance: Penfield New York Insights

Penfield NY Real Estate at a Glance

Penfield is an east-side Monroe County suburb offering residential neighborhoods, parkland, and convenient access to Route 441 and Route 250.

Quick Facts:

Location: Monroe County, NY (east of Rochester)
Key roads: Route 441, Route 250, Plank Road
School District: Penfield Central School District
Known for: Ellison Park, residential subdivisions, commuter convenience

What homes are for sale in Penfield NY right now?

You’ll typically find:

Penfield NY single family homes for sale
Penfield NY townhouses for sale

Use the live IDX module and market report below to review current listings and up-to-date trends.

What is Penfield NY known for?

Penfield offers a suburban residential feel with strong park access, including Ellison Park and nearby trail systems. It balances accessibility to Rochester with quieter neighborhood settings.

Penfield NY Single Family Homes

What homes look like in Penfield

Single family housing includes:

1970s–1990s colonials and splits
Ranch-style homes on larger suburban lots
Select newer subdivisions with updated layouts
Cul-de-sac neighborhoods with sidewalks

What to review during tours

Mechanical system age
Drainage and lot grading
Proximity to major corridors
School assignment by address

Areas near Whalen Road, Five Mile Line Road, and Route 441 remain consistently active.

Penfield NY Townhouses

What townhomes look like here

Penfield townhouses generally include:

Attached garages
Two-story or ranch-style layouts
HOA-managed exterior care
Convenient access to commercial corridors

What to verify

HOA fee structure and coverage
Reserve funding levels
Exterior responsibility clarity
Parking arrangements

Townhomes near Route 441 often offer strong commute convenience.

Live Penfield NY Market Report

Frequently Asked Questions

Is Penfield more affordable than Pittsford?

Penfield may offer more moderate pricing than some neighboring communities, but market conditions change monthly. Review the live report above for current data.

Are there many HOA neighborhoods?

Single family homes typically are not HOA-managed. Townhomes usually include HOA structures.

Is Penfield good for commuters?

Yes. Route 441 and 490 access make commuting to Rochester efficient.

Are larger lots common?

Many Penfield neighborhoods offer suburban-sized yards compared to more compact communities.

Compare Penfield with Nearby Options

If you’re evaluating Penfield homes, it can help to also explore Webster or Pittsford for differences in waterfront proximity and subdivision styles.

Next Steps

Receive instant Penfield listing alerts or schedule a private consultation with Lalla Fitzpatrick, Associate Broker with RE/MAX Plus to compare neighborhoods and property types.

Call Or Text Me Anytime 585-455-2585

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