Call Or Text Me Anytime 585-455-2585

YOUR- WEBSTER- AGENT

Lalla Fitzpatrick

Call Or Text Me Anytime 585-455-2585

Introduction

Buying or selling a home in Monroe, Ontario, or Wayne County? As your Webster-based Associate Broker with Howard Hanna, I want to make sure you’re up to speed on local prices, taxes, fees, and mortgage options. Here’s a straightforward guide to the current market, drawn from the latest data and trends for 2025.

Median Home Prices (2025 Snapshot)

  • Monroe County: $276,649 (August) to $300,000 (June).

  • Ontario County: $352,000 in July, showing the strongest growth.

  • Wayne County: $227,500–$306,750, with $228,000 often cited for recent sales

Five-Year Price Trends (2020–2025)

  • Monroe County: $205,000 → $284,000 (steady annual rise).

  • Ontario County: $229,000 → $352,000 (largest jump).

  • Wayne County: $153,000 in 2020 → peak in 2024, slight dip to $228,000 in 2025

Local Taxes, Closing Costs & Fees

Monroe County

  • Property tax: $6.03 per $1,000 (2025, lowest in decades).

  • Buyer closing costs: 2–5% (title, attorney, bank fees, mortgage tax).

  • Seller costs: 8–10% (6% commissions, 0.4% transfer tax, prorated taxes, attorney).

  • Extra: $300–$500+ attorney fees, plus appraisal/inspection costs
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Ontario County

  • Property tax: Similar to Monroe, varies by town.

  • Buyer closing costs: 2–5%.

  • Seller costs: 8–10%.

  • Transfer tax: Standard 0.4% NY rate + municipal fees
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Wayne County

  • Property tax: Example Marion = $8.86 per $1,000.

  • Buyer closing costs: 2–5%.

  • Seller costs: 8–10%.

  • Local transfer tax: $0.55 per $500 in addition to NY’s 0.4%
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Buyer Closing Cost Example

For a $300,000 home:

  • Low (2%): ~$6,000

  • High (5%): ~$15,000
     Includes attorney, title insurance, appraisal, recording fees, mortgage tax, inspections, and more

Estimated Seller Closing Costs

  • Low Range: ~$12000(with lower attorney fees and minimal prorated adjustments)

 

  • High Range: ~$12000+ (with higher legal/admin fees or tax adjustments)

Total Net to Seller (before paying off existing mortgage):
👉 $300,000 – $12000 (avg. closing costs) = ~$288,000

Key Tips for Buyers & Sellers

Monroe County

  • Buyers: Get pre-approved and be ready to act quickly (homes average 22 DOM).

  • Sellers: Price smart, expect competitive buyers, and work with an attorney

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Ontario County

  • Buyers: Focus on inspections and due diligence.

  • Sellers: Decide between traditional listing or quick cash offers (can close in as few as 25 days)

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Wayne County

  • Buyers: Homes range $228K–$306K, selling in ~41 DOM.

  • Sellers: Stage and list promptly; legal documents must be airtight

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Across All Counties

  • Always hire a NY real estate attorney (required).

  • Watch local trends closely.

  • Budget for legal, title, and closing fees.

Sellers should plan for agent commissions if listing traditionally

Closing

Whether you’re a first-time buyer, relocating, or selling a longtime family home, Monroe, Ontario, and Wayne counties each have their unique market conditions. Preparation and the right guidance can make all the difference.

Curious what your home might be worth in today’s market? Call me at 585-455-2585 

Check out Monroe, Ontario and Wayne County Open Houses and explore your next chapter with confidence.

#YourWebsterAgent