What are the median home prices across Monroe, Ontario, and Wayne counties?

Monroe County’s median price ranges from $276,649 (August) to $300,000 (June), reflecting market fluctuations and differences between sale and listing averages. Ontario County’s median sale price reached $352,000 in July, with marked growth. Wayne County’s recent sale and listing medians range from $227,500 to $306,750, with the lower figure more commonly cited for closed sales.

What are the median sale price trends last 5 years for each county?

Monroe County rose from $205,000 in 2020 to $284,000 in 2025, a steady annual increase. Ontario County increased from $229,000 in 2020 to $352,000 in 2025, the strongest five-year growth of the three. Wayne County moved from $153,000 in 2020 to a peak in 2024, then eased to $228,000 in 2025.

What are local taxes, closing costs, and fees for buyers and sellers in each county?

Across Monroe, Ontario, and Wayne counties, local practices follow New York State norms with some county-specific rates. Monroe County: property tax rate $6.03 per $1,000 taxable value (2025), with effective totals varying by municipality (e.g., towns like Brighton around $14.61 per $1,000). Buyer closing costs typically 2–5% of purchase price; seller closing costs usually 8–10% including commissions (often ~6%), NYS transfer tax (0.4%), prorated taxes, title/recording, and attorney fees. Ontario County: property tax varies by town but follows similar structures; buyers typically 2–5% and sellers 8–10%, with NYS transfer tax of 0.4% plus local recording fees as applicable. Wayne County: property tax varies by municipality (example: Marion $8.86 per $1,000 assessed value); buyers typically 2–5%, sellers 8–10%; NYS transfer tax 0.4% plus county/local recording; additional local rate around $0.55 per $500 may apply.

What are the estimated total buyer closing costs breakdown for Monroe County?

Typical buyer closing costs total about 2–5% of the purchase price. Estimated breakdown: Title insurance ~0.5–1.0%; Mortgage origination ~0.5–1.0%; Appraisal $300–$600 (fixed); Attorney $500–$1,000; Recording fees ~0.1–0.3%; Mortgage tax ~0.4%; Inspections $300–$500 (fixed); Other fees ~0.2–0.4%. Example at $300,000: ~$6,000 (2%) to ~$15,000 (5%). Fixed items don’t scale with price; confirm specifics with your lender and attorney.

What are current mortgage rates and lender options in these counties?

As of late October 2025, typical ranges are: 30-year fixed ~6.0–6.4%; 15-year fixed ~5.2–5.9%; 5/1 ARM ~6.1–6.13%. Lender options include regional/national banks, local credit unions, and online lenders/brokers. Compare multiple quotes; rates and fees vary by credit profile, down payment, and loan program.

Top key points to buying or selling real estate in Monroe, Ontario, and Wayne Counties in New York

Monroe County remains competitive (e.g., median listing prices around $229,950 and ~22 days on market). Buyers should secure strong pre-approval, move quickly, and plan inspections; sellers should price to neighborhood norms and be prepared for well-qualified offers while following NY legal steps with an attorney. Ontario County offers both traditional listings and fast-cash options; buyers should perform due diligence and inspections; sellers should weigh conventional listing versus quick cash timelines while ensuring all deed/transaction requirements are met. Wayne County shows steady growth (e.g., ~9.2% YoY to ~$306,750 in September; ~41 days on market); buyers should track local pricing bands and work closely with experienced agents; sellers should prepare, stage, and respond promptly, completing required disclosures and documents. Across all counties, engage a New York real estate attorney, monitor local supply/demand and pricing trends, and budget for transaction costs, including closing fees and commissions for traditional sales.

Real Estate in the City of Rochester NY

Rochester NY Real Estate at a Glance

Rochester is the urban core of Monroe County, located along the Genesee River and Lake Ontario. The city offers historic neighborhoods, walkable districts, and a mix of classic architecture and modern redevelopment.

Quick Facts:

Location: Monroe County, NY (City center)
Key roads: I-490, I-390, Route 104, East Ave
Known for: East Avenue, Park Avenue, South Wedge, Genesee River, Charlotte waterfront
Lifestyle: Urban walkability, historic districts, cultural institutions

What homes are for sale in Rochester NY right now?

Buyers typically search for:

Rochester NY single family homes for sale
Rochester NY townhouses for sale

Use the live IDX search and market report below to view current listings and updated market trends across city neighborhoods.

What is Rochester NY known for?

Rochester blends historic architecture with revitalized urban living. Neighborhoods such as Park Avenue, North Winton Village, Corn Hill, South Wedge, and Charlotte each offer distinct character.

The city provides:

Walkable dining and retail districts
Proximity to University of Rochester and RIT
Cultural institutions and public markets
Access to Lake Ontario via Charlotte

Rochester NY Single Family Homes

What homes look like in Rochester

Rochester’s housing stock includes:

19th and early 20th century colonials and craftsman homes
Brick and stucco historic properties
Compact city lots with mature trees
Updated homes in revitalizing neighborhoods

Areas such as North Winton Village and the 19th Ward remain active for buyers seeking character homes.

What to evaluate during tours

Foundation and basement condition
Knob-and-tube wiring or older electrical systems
Roof age and masonry condition
Local preservation rules in historic districts

City properties vary significantly by neighborhood block, so micro-location matters.

Rochester NY Townhouses

What townhomes look like here

Townhouses in Rochester often include:

Attached or rear-access garages
Contemporary infill developments
Renovated historic row-style homes
Proximity to downtown and riverfront areas

What to verify before purchasing

HOA scope and fee structure
Historic district regulations (if applicable)
Parking arrangements
Rental policies

Townhome inventory can fluctuate depending on downtown redevelopment cycles.

Live Rochester NY Market Report

Frequently Asked Questions

Are Rochester homes more affordable than suburbs?

Rochester often offers a wider range of price points depending on neighborhood. Review the live market report above for current trends.

Which Rochester neighborhoods are most popular?

Park Avenue, North Winton Village, South Wedge, Corn Hill, and Charlotte frequently attract interest.

Are there HOA communities in Rochester?

Most single family homes are not HOA-managed. Townhouses and newer infill developments may include HOA structures.

Is Rochester good for commuters?

Yes. Access to I-490, I-390, and Route 104 makes commuting throughout Monroe County manageable.

Comparing Rochester to Nearby Suburbs

Buyers exploring Rochester NY homes for sale often also review properties in Brighton NY homes for sale, Irondequoit NY homes for sale, or Gates NY homes for sale, depending on commute preferences, school district considerations, and lot size priorities.

Next Steps

Sign up for instant Rochester listing alerts or schedule a private consult with Lalla Fitzpatrick, Associate Broker with RE/MAX Plus to compare city neighborhoods and property types.

Call Or Text Me Anytime 585-455-2585

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