WHAT’S THE FIRST STEP IN BUYING A HOUSE?

What’s the First Step to Buying a House in Monroe County?

Introduction

If you’re thinking about buying a home in Monroe County, one of the first questions that probably comes to mind is:
“Where do I even start?”

Most people assume the first step is to call their bank or credit union to get pre-approved for a mortgage. And while that’s definitely an important part of the process, it might not be the most strategic place to start—especially if you’re new to buying a home.

Here’s why starting with a trusted local real estate agent can actually save you time, stress, and money.

A Local Agent Can Help You Build a Better Roadmap

When you reach out to a seasoned agent first, you’re not just getting someone to open doors—you’re getting a guide who knows the entire process from beginning to end.

Most buyers don’t buy homes every day. It’s normal to feel unsure about what comes next, how the financing works, or when to bring in a lawyer. A good agent will walk you through it all from the beginning—including how much home you can realistically afford in your preferred area.

Why I’ll Ask You to Sign an Exclusive Right to Represent

One of the first formal steps in working together is signing a document called the Exclusive Right to Represent. It simply means you’re choosing me to be your real estate agent—and I’m committing to representing you with your best interests at heart.

This agreement allows me to:

  • Advocate for you in negotiations


  • Give you professional guidance without hesitation or legal gray areas

  • Be transparent about commission structures under the new buyer representation rules

It’s not just paperwork—it’s the foundation of a solid working relationship. It ensures we’re both on the same page from day one, and that you have a true professional in your corner every step of the way.

Why the Right Agent Beats Random Google Searches

A lot of people jump online to search rates or contact a lender they’ve heard of. That can be hit or miss. A local agent has already built strong relationships with several trusted lenders in the Rochester area, from traditional banks to mortgage brokers who specialize in first-time buyer programs, VA loans, or jumbo financing.

That means I can introduce you to someone who fits your specific needs, whether you’re buying your first place, relocating, or downsizing.

Plus, when I know your lender and they know me, the communication is tighter—and things tend to move faster.

What Happens Next?

Once you’re pre-approved, we’ll work together to:

  • Prioritize your must-haves vs. nice-to-haves

  • Explore towns and neighborhoods that fit your budget and lifestyle

  • Set up private showings and compare properties

  • Guide you through offers, negotiations, inspections, and timelines

Buying a home doesn’t have to be overwhelming. It just takes the right plan—and the right people by your side.

Ready to Take the First Step?

If you’re thinking about buying a home in Monroe County, I’m happy to be your first call. I’ll answer your questions, help you understand your financing options, walk you through the buyer agreement, and connect you with people I trust to support you through the journey.

 Let’s talk—no pressure, just guidance.