What are the median home prices across Monroe, Ontario, and Wayne counties?

Monroe County’s median price ranges from $276,649 (August) to $300,000 (June), reflecting market fluctuations and differences between sale and listing averages. Ontario County’s median sale price reached $352,000 in July, with marked growth. Wayne County’s recent sale and listing medians range from $227,500 to $306,750, with the lower figure more commonly cited for closed sales.

What are the median sale price trends last 5 years for each county?

Monroe County rose from $205,000 in 2020 to $284,000 in 2025, a steady annual increase. Ontario County increased from $229,000 in 2020 to $352,000 in 2025, the strongest five-year growth of the three. Wayne County moved from $153,000 in 2020 to a peak in 2024, then eased to $228,000 in 2025.

What are local taxes, closing costs, and fees for buyers and sellers in each county?

Across Monroe, Ontario, and Wayne counties, local practices follow New York State norms with some county-specific rates. Monroe County: property tax rate $6.03 per $1,000 taxable value (2025), with effective totals varying by municipality (e.g., towns like Brighton around $14.61 per $1,000). Buyer closing costs typically 2–5% of purchase price; seller closing costs usually 8–10% including commissions (often ~6%), NYS transfer tax (0.4%), prorated taxes, title/recording, and attorney fees. Ontario County: property tax varies by town but follows similar structures; buyers typically 2–5% and sellers 8–10%, with NYS transfer tax of 0.4% plus local recording fees as applicable. Wayne County: property tax varies by municipality (example: Marion $8.86 per $1,000 assessed value); buyers typically 2–5%, sellers 8–10%; NYS transfer tax 0.4% plus county/local recording; additional local rate around $0.55 per $500 may apply.

What are the estimated total buyer closing costs breakdown for Monroe County?

Typical buyer closing costs total about 2–5% of the purchase price. Estimated breakdown: Title insurance ~0.5–1.0%; Mortgage origination ~0.5–1.0%; Appraisal $300–$600 (fixed); Attorney $500–$1,000; Recording fees ~0.1–0.3%; Mortgage tax ~0.4%; Inspections $300–$500 (fixed); Other fees ~0.2–0.4%. Example at $300,000: ~$6,000 (2%) to ~$15,000 (5%). Fixed items don’t scale with price; confirm specifics with your lender and attorney.

What are current mortgage rates and lender options in these counties?

As of late October 2025, typical ranges are: 30-year fixed ~6.0–6.4%; 15-year fixed ~5.2–5.9%; 5/1 ARM ~6.1–6.13%. Lender options include regional/national banks, local credit unions, and online lenders/brokers. Compare multiple quotes; rates and fees vary by credit profile, down payment, and loan program.

Top key points to buying or selling real estate in Monroe, Ontario, and Wayne Counties in New York

Monroe County remains competitive (e.g., median listing prices around $229,950 and ~22 days on market). Buyers should secure strong pre-approval, move quickly, and plan inspections; sellers should price to neighborhood norms and be prepared for well-qualified offers while following NY legal steps with an attorney. Ontario County offers both traditional listings and fast-cash options; buyers should perform due diligence and inspections; sellers should weigh conventional listing versus quick cash timelines while ensuring all deed/transaction requirements are met. Wayne County shows steady growth (e.g., ~9.2% YoY to ~$306,750 in September; ~41 days on market); buyers should track local pricing bands and work closely with experienced agents; sellers should prepare, stage, and respond promptly, completing required disclosures and documents. Across all counties, engage a New York real estate attorney, monitor local supply/demand and pricing trends, and budget for transaction costs, including closing fees and commissions for traditional sales.

Irondequoit New York: Your Ultimate Local Guide

Introduction

Irondequoit, New York — meaning “where the land and waters meet” — has long been prized for its natural beauty. Originally part of the Seneca Nation’s territory, the town evolved from a fishing and trading hub to a lively lakeside suburb of Rochester. With Lake Ontario to the north, Irondequoit Bay to the east, and endless parks, Irondequoit offers a unique blend of waterfront recreation, tight-knit community, and diverse culture.

Parks and Trails: Irondequoit, New York's Natural Wonders

If you love outdoor living, Irondequoit is paradise:

Durand Eastman Park: Towering pines, sandy beaches, rugged trails, and scenic vistas await.
Irondequoit Bay State Marine Park: Popular for boating, fishing, and breathtaking views over the bay.
Lucien Morin Park: Trails wind through woods and wetlands, making it a prime spot for birdwatching.
Helmer Nature Center: Educational programs and forested paths for all ages.
Irondequoit Bay Outlet Bridge: A seasonal highlight connecting Irondequoit and Webster across the bay.

Irondequoit’s outdoor life is unbeatable, from sunrise paddles to sunset strolls.

Savor Irondequoit: Local Eats

Irondequoit’s restaurant scene is as welcoming as its people:

Atlas Eats Kitchen & Bakeshop: Creative fixed menus and cozy brunches made fresh from local ingredients.

Irondequoit Beer Company: A lively brewpub with craft beer and hearty pub fare.

Anatolia Mediterranean Grill: Savor bold, authentic Mediterranean flavors.

Polska Chata: Traditional Polish dishes served with heart and soul.

Union Tavern: Classic New England-inspired comfort food near the Sea Breeze pier.

Dining here feels like gathering at a neighbor’s table — casual, friendly, and full of flavor.

Life and Community in Irondequoit

Irondequoit balances natural beauty with vibrant community attractions:

Seabreeze Amusement Park: Thrill rides, family fun, and a historic carousel by the water.
I-Square: A unique downtown experience blending dining, entertainment, and community events.
Ontario Mall Antiques: Treasure hunters will love exploring this vast marketplace.
Irondequoit Public Library: A modern hub for learning, culture, and connection.

In Irondequoit, waterfront living meets hometown charm.

Find Your Home in Irondequoit

Want to live where the land meets the water? Explore our Featured Listings and Open Houses today and discover why so many fall in love with Irondequoit.

Let’s find your perfect bayside lifestyle together.

Call Or Text Me Anytime 585-455-2585

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Call Or Text Me Anytime 585-455-2585

Introduction

Parks and Trails: Irondequoit, New York's Natural Wonders

Savor Irondequoit: Local Eats

Life and Community in Irondequoit

Find Your Home in Irondequoit

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