What are the median home prices across Monroe, Ontario, and Wayne counties?

Monroe County’s median price ranges from $276,649 (August) to $300,000 (June), reflecting market fluctuations and differences between sale and listing averages. Ontario County’s median sale price reached $352,000 in July, with marked growth. Wayne County’s recent sale and listing medians range from $227,500 to $306,750, with the lower figure more commonly cited for closed sales.

What are the median sale price trends last 5 years for each county?

Monroe County rose from $205,000 in 2020 to $284,000 in 2025, a steady annual increase. Ontario County increased from $229,000 in 2020 to $352,000 in 2025, the strongest five-year growth of the three. Wayne County moved from $153,000 in 2020 to a peak in 2024, then eased to $228,000 in 2025.

What are local taxes, closing costs, and fees for buyers and sellers in each county?

Across Monroe, Ontario, and Wayne counties, local practices follow New York State norms with some county-specific rates. Monroe County: property tax rate $6.03 per $1,000 taxable value (2025), with effective totals varying by municipality (e.g., towns like Brighton around $14.61 per $1,000). Buyer closing costs typically 2–5% of purchase price; seller closing costs usually 8–10% including commissions (often ~6%), NYS transfer tax (0.4%), prorated taxes, title/recording, and attorney fees. Ontario County: property tax varies by town but follows similar structures; buyers typically 2–5% and sellers 8–10%, with NYS transfer tax of 0.4% plus local recording fees as applicable. Wayne County: property tax varies by municipality (example: Marion $8.86 per $1,000 assessed value); buyers typically 2–5%, sellers 8–10%; NYS transfer tax 0.4% plus county/local recording; additional local rate around $0.55 per $500 may apply.

What are the estimated total buyer closing costs breakdown for Monroe County?

Typical buyer closing costs total about 2–5% of the purchase price. Estimated breakdown: Title insurance ~0.5–1.0%; Mortgage origination ~0.5–1.0%; Appraisal $300–$600 (fixed); Attorney $500–$1,000; Recording fees ~0.1–0.3%; Mortgage tax ~0.4%; Inspections $300–$500 (fixed); Other fees ~0.2–0.4%. Example at $300,000: ~$6,000 (2%) to ~$15,000 (5%). Fixed items don’t scale with price; confirm specifics with your lender and attorney.

What are current mortgage rates and lender options in these counties?

As of late October 2025, typical ranges are: 30-year fixed ~6.0–6.4%; 15-year fixed ~5.2–5.9%; 5/1 ARM ~6.1–6.13%. Lender options include regional/national banks, local credit unions, and online lenders/brokers. Compare multiple quotes; rates and fees vary by credit profile, down payment, and loan program.

Top key points to buying or selling real estate in Monroe, Ontario, and Wayne Counties in New York

Monroe County remains competitive (e.g., median listing prices around $229,950 and ~22 days on market). Buyers should secure strong pre-approval, move quickly, and plan inspections; sellers should price to neighborhood norms and be prepared for well-qualified offers while following NY legal steps with an attorney. Ontario County offers both traditional listings and fast-cash options; buyers should perform due diligence and inspections; sellers should weigh conventional listing versus quick cash timelines while ensuring all deed/transaction requirements are met. Wayne County shows steady growth (e.g., ~9.2% YoY to ~$306,750 in September; ~41 days on market); buyers should track local pricing bands and work closely with experienced agents; sellers should prepare, stage, and respond promptly, completing required disclosures and documents. Across all counties, engage a New York real estate attorney, monitor local supply/demand and pricing trends, and budget for transaction costs, including closing fees and commissions for traditional sales.

Spencerport NY Real Estate Insights for Buyers

Spencerport NY Real Estate at a Glance

Spencerport is a canal-side village in western Monroe County known for its walkable village center and suburban residential neighborhoods.

Quick Facts:

Location: Monroe County, NY (west of Rochester)
Village: Spencerport
Key roads: Route 31, Route 259, Union Street
School District: Spencerport Central School District
Known for: Erie Canal, village events, suburban subdivisions

What homes are for sale in Spencerport NY right now?

Buyers typically search for:

Spencerport NY single family homes for sale
Spencerport NY townhouses for sale

Use the live IDX listings and market report below to review current availability and updated trends.

What is Spencerport NY known for?

Spencerport blends canal-front charm with established residential subdivisions. The Erie Canal path and village core support a walkable feel, while larger subdivisions extend outward into suburban neighborhoods.

Spencerport NY Single Family Homes

What homes look like in Spencerport

Housing includes:

Colonials and split-level homes in subdivisions
Ranch-style homes with attached garages
Village properties near canal paths
Newer construction pockets outside the village core

Neighborhoods near Route 31 and Union Street remain consistently active.

What to evaluate during tours

Roof and mechanical system age
Basement and drainage condition
HOA presence in newer developments
Proximity to canal path or village center

Spencerport NY Townhouses

What townhomes look like here

Townhouses in Spencerport often include:

Attached garages
HOA-managed snow and lawn care
Walkable proximity to village amenities
Two-story layouts with private patios

What to verify before purchasing

HOA fee structure
Reserve funding levels
Rental and pet policies
Exterior maintenance scope

Townhomes near the village center tend to draw steady interest.

Live Spencerport NY Market Report

Frequently Asked Questions

Is Spencerport centered around the canal?

Yes. The Erie Canal runs through the village, influencing walkability and neighborhood appeal.

Are HOA communities common?

Townhouses typically include HOA structures. Most single family homes do not.

Is Spencerport good for commuters?

Yes. Route 31 and nearby Route 490 connect to Rochester.

Are village homes more competitive?

Village-adjacent properties often attract interest due to walkability.

Comparing Spencerport to Nearby Westside Communities

Buyers exploring Spencerport NY homes for sale often also review listings in Brockport NY homes for sale or Chili NY homes for sale, depending on commute routes, subdivision style, and proximity to the Erie Canal.

Call Or Text Me Anytime 585-455-2585

YOUR- WEBSTER- AGENT

Call Or Text Me Anytime 585-455-2585

Spencerport NY Real Estate at a Glance

Quick Facts:

What homes are for sale in Spencerport NY right now?

What is Spencerport NY known for?

Spencerport NY Single Family Homes

What homes look like in Spencerport

What to evaluate during tours

Spencerport NY Townhouses

What townhomes look like here

What to verify before purchasing

Live Spencerport NY Market Report

Frequently Asked Questions

Comparing Spencerport to Nearby Westside Communities

Buyers exploring Spencerport NY homes for sale often also review listings in Brockport NY homes for sale or Chili NY homes for sale, depending on commute routes, subdivision style, and proximity to the Erie Canal.

Planning a Visit to the Area?

This Author highly recommend the website Visit Rochester to get acquainted with the area.

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